Dishonest one time, "tainted credit" will follow you for life?

On one occasion dishonest, may be for a period of time on your credit activities are affected. But at the same time you should believe that commercial banks will be integrated into all aspects of judging them in a rational manner. The so-called "tainted credit" absolutely not with people all his life. General negative 7 record-keeping, bankruptcy records in general preserve for 10 years. Therefore, should never be discouraged, you can start again!