Credit card can be seen as monetary?

Yes. Credit card can also be known as electronic money,why the credit cards can be seen as monetary?

1. First of all, monetary and credit cards are a commodity, and are vectors acted as a special commodity exchange;

2. Credit card is also involved in circulation;

3. Credit card as a means of payment, is an advanced means of payment;

In view of the above-mentioned features of credit cards, making credit card as a medium of exchange, to a large extent, scope and replace the cash flow of cash into the so-called free society, so people just look at it as a new currency after the paper currency.